From Community Bank to Solidarity Fintech: The Case of Palmas e-Dinheiro in Brazil

Julho, 2021

Autor(es)

Asier Ansorena
Eduardo H. Diniz
Erica S. Siqueira
Marlei Pozzebon

This chapter aims to present a case study on an innovative experience involving a solidarity fintech called Palmas e-Dinheiro, and its role in promoting both financial inclusion and local development in poor territories in the Northeast region of Brazil. The development of Palmas e-Dinheiro is strongly connected to the historical movement of community banks in the country. We start by presenting the context that has characterized the 20 years since the creation of Banco Palmas in 1998, including a description of the solidarity tools developed during this period to launch the e-Dinheiro mobile payment platform and support the operations of community banks. We conclude by describing the expansion of the e-Dinheiro platform, including its adoption by more than 80 community banks around the country and the creation of Banco Mumbuca in 2013, which currently has more than fifty thousand users and represents the largest e-Dinheiro operation.

Esse site usa cookies

Nosso website coleta informações do seu dispositivo e da sua navegação e utiliza tecnologias como cookies para armazená-las e permitir funcionalidades como: melhorar o funcionamento técnico das páginas, mensurar a audiência do website e oferecer produtos e serviços relevantes por meio de anúncios personalizados. Para mais informações, acesse o nosso Aviso de Cookies e o nosso Aviso de Privacidade.